Practice Areas
Auto Accident Injury
Bicycle Accidents
Boating Accidents
Brain Injury
Burn Injury
Construction Accident
Dog Bite Injury
Head Injuries
Motorcycle Accident
Nursing Home Abuse
Products Liability
Spinal Cord Injury
Truck Accident
Child Molestation & Sexual Abuse
Insurance Bad Faith Claims
Boating Accident
Maritime Injuries
Pedestrian Accident
Premises Liability
Train Accident
Trolley Accident
Amusement Park Accident
Airline Accidents & Injuries
Wrongful Death
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Case Results
$17.5 million products liability case
$14 million brain injury case
$13.8 million aviation accident case
$8 million refinery accident case
$5 million brain injury and wrongful death case
$3.4 million motorcycle accident case
$3.2 million bus accident case
$2.9 million brain injury case
$2.6 million spinal cord injury case
Sacramento Bad Faith Insurance Claim Attorneys
Under the law, any insurance company has a duty to act in good faith and deal fairly with policyholders, their customers. Failure of your insurance company to uphold the terms of an insurance policy and act in good faith for its policyholder is “bad faith.” Your insurance policy is a legally binding contract between you and the insurance company. It sets out terms and conditions as specifying how much coverage will be payable if you are injured or experience a loss.
As policyholders, we depend on insurance policies to protect us from all kinds of calamity and devastating loss. If you have had an insurance company fail you - whether it is an auto insurance company, home insurance company, health insurance company, disability insurance company, life insurance company or any other type of insurance company, you need an advocate who can help you obtain your full benefits in a timely manner.
Types of Insurance Bad Faith
There are numerous ways that an insurance company can act in bad faith. Some examples of bad faith include:
- Not promptly or thoroughly investigating a claim
- Refusing to settle a claim
- Shortchanging policy benefits
- Delaying payment of benefits unreasonably
- Unreasonably interpreting insurance policy terms
- Denying a claim for no reason
- Unreasonably stalling the claim process
- “Low-balling” or giving you an unreasonably low offer for damages.
Proving Bad Faith
If you can prove that either the company acted recklessly or disregarded your rights, and that nothing in the policy said that the claim could be denied for the reason given by the insurance company, you may have a claim for bad faith. You may be able to file a lawsuit for the damages you should have been paid, along with additional damages that arise out of suing the insurance company.
Claim Denials
Not every claim denial constitutes bad faith. If the claim you made was not covered under the insurance policy, the insurance company can deny your claim with acting in bad faith. However, if your insurance company fails to process your claim, or denies your claim unreasonably, you may have a claim for bad faith. An insurance attorney familiar with insurance law and the claims process can help you understand your policy and its exclusions and limitations.
How An Attorney Can Help
A Sacramento insurance dispute attorney at Estey & Bomberger can help you obtain justice for insurance-related matters. In some cases, our attorneys are able to recover punitive damages to both punish the company and encourage them to act fairly towards policyholders. We have helped many clients recover full payment for denied and delayed claims. Some of our case results include:
- $1,540,000 VERDICT alleging bad faith for failure to promptly pay $10,000 underinsured policy limit.
- $1,275,000 VERDICT alleging bad faith for failure to promptly pay $25,000 policy limit on dog bite case.
- $200,000 SETTLEMENT for insurance bad faith for failure to timely offer policy limits available under the policy.
Insurance Claim Attorney Evaluation
You have a right to protect your interests. If you suspect your insurance company has not acted in good faith, you should speak to a qualified, knowledgeable and experienced Sacramento bad faith insurance lawyer who can help you recover the compensation you deserve. In your free consultation, an attorney will review the facts of your situation, your claim and insurance policy, and determine whether or not you have a claim for bad faith, as well as your legal options for financial recovery. To set up a meeting with an attorney near you, contact us at (916) 903-5217.
Estey & Bomberger
California Personal Injury Attorneys
Serious Injuries. Serious Results.
1-916-903-5217
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